Field
Field
Financial Wellbeing
Life and Accidental Death & Dismemberment (AD&D) Insurance Offered Through The Hartford
Provides important financial protection if you or a covered family member experience(s) a loss. You can purchase coverage for yourself, and if you do, you may also cover your spouse/domestic partner and children. Coverage options include:
TEAM MEMBER LIFE INSURANCE
You are able to buy up to a maximum of $350,000 of voluntary life insurance in increments of $10,000. You cannot buy more than 5x your annual earnings. The guaranteed issue amount is $350,000 when you are first eligible for coverage.
SPOUSE/DOMESTIC PARTNER INSURANCE*
If you purchase coverage for yourself, you are able to cover your spouse/domestic partner with up to 50% of your voluntary life insurance amount, in increments of $5,000 up to a maximum of $50,000. The guaranteed issue is $50,000 when your spouse/domestic partner is first eligible for coverage.
CHILD LIFE INSURANCE
You are able to cover your child(ren) with up to a maximum of $10,000 of voluntary life insurance, in increments of $2,000 as long as you purchase life insurance for yourself.
AD&D INSURANCE
Accidental Death & Dismemberment provides an additional benefit if you die or become dismembered due to a specifically covered accident. You are able to buy up to a maximum of $350,000 of voluntary life insurance in increments of $10,000. You cannot buy more than 5x your annual earnings. The guaranteed issue amount is $350,000 when you are first eligible for coverage.
* Coverage cannot be elected for a dependent who has employee coverage under this policy.
IMPORTANT
If you do not enroll when first eligible, you’ll need to complete an Evidence of Insurability (EOI) form for coverage approval.