Additional Information: Access Notices and Carrier Contact Information
To the extent the benefits described in this Guide are offered under the ABC Bank, Welfare Benefit Plan (the “Plan”), this Guide is considered a component of the Plan document. In addition, the changes described in this Guide constitute a Summary of Material Modification which supplements the Summary Plan Description. You should read the information in the Guide carefully and retain the Guide with your copy of the Summary Plan Description for future reference. Should the Guide conflict with the Plan’s underlying insurance policies or certificates, the insurance policies and/or certificates shall govern. Retirement benefits described in this Guide are offered under the ABC Bank 401(k) Plan (the “401(k) Plan”). Every effort has been made to ensure the accuracy of this Guide. However, if the Guide conflicts with the 401(k) Plan documents, the 401(k) Plan documents will govern.